Using Credit Wisely

Top Credit Cards For College Students

Posted in College by creditbest on February 17, 2009

A credit card plays a very essential role in the life of any college student. It can help pay for books, tuition, food, clothing, and various other expenses. Those who do not even dorm will also be sure to benefit from a credit card that is designed for students, of course. Here are a few of the top credit cards for students to take into consideration.

Citi mtvU Platinum Select Visa For Students
Citi Bank offers a great solution for college students with its Platinum Select Visa card. There is no 0% APR for six months, and no annual fee. In addition, students have the opportunity to earn points which wills save them money in the form of gift cards, MTV events, and flight costs. They can do this when they maintain a good GPA, pay their bill on time, or shop at various stores and restaurants.
Discover Student Card
This is one of the most popular credit card choices among college students. There are so many opportunities for you to receive cash back when you choose to get a Discover student card. Shopping online or with one of the 100 participating partners of this program will earn you cash back rewards. Since anything you can do to save money as a college student is important, Discover is the perfect solution for you!
Capital One Standard Platinum for Students
The Standard Platinum card for students, which is offered by Capital One, is another great choice for those in college. With 0% APR until August, $0 fraud liability for lost or stolen cards, and a manageable line of credit are a few of the advantages of this credit card. To prevent identity theft, you are able to upload a picture of yourself onto the credit card. You will be confident knowing that only you will be able to make purchases with your credit card!
As you can see, there are a number of different credit card options available to college students. These are just to name a few of the many credit card offers which those enrolled in colleges or universities can choose from. Before using a credit card, it’s important to remember that the money that you do borrow is going to need to be repaid in the future. Although college is a great time for students to build their credit, it’s important to remember that your credit score may be affected negatively if you do not learn how to properly manage your debt.

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